Homeowners Insurance Group assists Scottsdale, AZ residents, as well as the local community. We strive to simplify the process of searching for insurance. We work closely with our clients to help them find a policy that protects their assets. We have relationships with multiple carriers across the Pacific Northwest.

Home Insurance Myths Exposed

Your Scottsdale, AZ home is one of your most valuable assets. Home insurance allows you to protect your sanctuary. The policy covers interior and exterior damage to your home. All of your personal items inside your home are also covered if they are stolen or vandalized. Liability coverage protects you if a guest is injured while visiting your property. While researching coverage, avoid these common home insurance myths.

I Don’t Need To Take Inventory

This is false. Taking inventory is important because it ensures that you receive fair value for your items if they are stolen. Make a list of your personal items inside your home.

All Damage Is Covered

There are some cases when home insurance will cover damage to your home. If your home suffers flood damage, you need to acquire a traditional flood policy in order to cover your home. If your home is damaged due to an invasion of rodents or mold develops, you are not covered. These are situations that likely would have been avoided if you take care of your property. You have to perform regular maintenance on your home.

I’m Covered If I Get Injured

The bodily injury coverage in your policy protects you if one of your guests is injured. You are not protected from your own injuries. Bodily injury coverage can prevent you from losing your assets if the injured party pursues legal action.

Homeowners Insurance Group Will Help You Cover Your Assets

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