Based in Scottsdale, AZ, Homeowners Insurance Group assists the community by offering residents insurance coverage. We strive to help our clients find insurance policies that will cover them when they need it most.

Benefits Of Umbrella Insurance

While you are assessing your assets and your insurance’s value, it’s important that you have a plan for the future. Umbrella insurance can assist you if an unexpected issue arises that requires serious attention. Here is a look at some of the key benefits of umbrella insurance.

Covers You In Potential Liability Issues

Umbrella insurance acts as a safety net if you are involved in a serious liability issue. The policy protects you if someone suffers a serious injury at your home. The policy is also beneficial if you have pets, as an accidental attack by your pet on a person or another animal is a serious situation.

If You Have A Young Driver

If you are the parent of a child who is learning how to drive, umbrella insurance is an asset if your child is involved in a serious accident where someone else is injured, or their car is totaled.

Verbal Controversy

If you say something about another person or business that is detrimental to their career, you may be held liable. Umbrella insurance will protect you during these instances.

You Are Renting Some Property

If you are renting some property or a vehicle, umbrella insurance will protect you if the rental property is seriously damaged.

You Have High-Risk Objects

If you have a swimming pool or trampoline, the likelihood that someone may be seriously injured is high. That’s why it is important that you have umbrella insurance.